Associate- Credit Underwriting

The Associate –Credit Underwriting will be responsible to organise various Credit Committees (CC) , meetings and prepare credit packs, take minutes and other related administrative works related to such forums & meetings.

The Associate –Credit Underwriting will be responsible to organise various Credit Committees (CC) meetings and prepare credit packs, take minutes and other related administrative works related to such forums & meetings.

 KEY RESPONSIBILITIES:

• Conduct timely credit reviews to efficiently manage portfolios and meet SLAs.
• Recommend repayment plans based on financial data and credit analysis.
• Analyze and determine the viability of projects for approval.
• Prepare recommendations for credit committees and support decision-making.
• Stay informed on changes in procedures and ensure compliance with regulations.
• Vet letters of offer and ensure they align with approval terms and conditions.
• Resolve internal customer complaints and provide appropriate solutions.
• Assist in developing and executing analytical initiatives to improve profitability.
• Prepare and present detailed reports on all credit facilities to management.
• Ensure proper filing and safekeeping of credit-related documents and approvals.
• Vet minutes of approval prepared by the secretary for accuracy and compliance.
• Meet deadlines for regulatory reports and ensure they are accurate and timely.
• Consult with internal customers to verify client discussions and agreements.
• Collaborate with internal teams, including sales, management, and internal audit.
• Build and maintain relationships with regulatory bodies, auditors, and clients.
• Demonstrate strong numerical reasoning, analytical, and problem-solving skills.
• Exhibit excellent planning, organizational, and time-management abilities.
• Show proactive approach and effective communication skills in all interactions.
• Prepare and maintain agendas and minutes for meetings and approvals.
• Ensure all tasks are completed with high attention to detail and accuracy.

PREREQUISITES:

• A degree in Banking and Finance from a recognized institution or an alternative qualification from a recognized institution in a field of study relevant to the scope of work, acceptable to the Bank
• At least 3 years Banking experience is a must.

SKILLS:

• Attentive to details and deadline driven, as well as able to multitask and work under pressure.
• Well versed with processes in place and having the minimum basic credit knowledge.
• Fair Knowledge of banking operations.
• Good working knowledge of regulations within the financial sector would be a plus.
• Ability to provide an appropriate level of attention to detail and accuracy in a fast-paced, process driven environment