Senior KYC Specialist

Proactive HR Services

Our Client in the banking sector is looking for a Senior KYC Specialist

Job Summary: The Senior KYC Specialist will be responsible for conducting thorough customer due diligence (CDD) as part of the onboarding process and mitigate the risks relating to financial crimes such as money laundering, fraud, and terrorist financing.

This role involves analysing customer data, assessing risk profiles, and ensuring compliance with legal and regulatory requirements.

Key Responsibilities:

• Perform KYC and client documentation assessment in support of the approval process for new customers, along with any remediation, renewal or amendments for existing customers.
• Identify and apply regulatory requirements of the applicable jurisdiction and internal procedures.
• Obtain and analyse all client related documents, to understand the client´s activity, structure, and associated risk.
• Ensure that client records are compliant with applicable internal policies, regulations and guidelines issued by the organisation and Authorities respectively.
• Close follow-up of pending client documentation whilst maintaining and reporting on the status.
• Perform client searches on publicly available sources to obtain relevant information and documentation.
• Maintain up to date client information on records and in the system.
• Conduct enhanced due diligence (EDD) on high-risk clients, in line with relevant Acts and guidelines.
• Assess the risk level of customers based on their profile, business activity, and geographical location.
• Escalate any potential red flags or unusual activities to senior management or the compliance team.
• Work closely with the compliance, legal and Relationship Managers teams to ensure a seamless KYC process.

Job Requirements:

• Bachelor's degree in finance, business, law, or a related field.
• Minimum of 3-5 years of experience in KYC, AML, or a similar compliance role within the banking/financial services industry.
• Previous experience in a banking environment is an advantage.
• Strong understanding of KYC and AML regulations.
• Attention to detail and the ability to work under pressure.
• Effective communication skills, both written and verbal.
• Certified Anti-Money Laundering Specialist (CAMS) is an advantage.
• Certificate in KYC/CDD