Credit Analysis Trainee

Are you a recent university graduate looking to kickstart your career in the financial services industry? Join our team as a Credit Analysis Trainee and embark on a journey that offers professional growth, hands-on experience, and the opportunity for permanent employment!

This traineeship will provide fresh graduates with comprehensive training and practical exposure to the critical function of credit risk assessment and equip with the skills and knowledge necessary to excel in the field of credit vetting, preparing you for a promising career in financial services.

Your role:
• Assess creditworthiness of prospective and current clients (individuals and corporate)- For Consumer Finance, Leasing, Factoring and Secured Loan
• Make clear and informed recommendations to the Approval Authority to mitigate the risks identified in the Credit Proposals
• Ensure turnaround time for each Credit Proposal is within the agreed SLA
• Ensure compliance with the company’s Credit Policy, other internal policies and regulatory guidelines.
• Ensure operational excellence in the delivery of services and actively participate in the development of the business with new ideas
• Work as a team and share expertise & knowledge

Your profile:
• University degree in Banking/Finance/ Accounting or any other relevant qualifications
• Ability to analyze financial data and assess credit risk.
• Computer literate (well versed with Microsoft Tools)
• Attentive to details and very focused
• Strong sense of Ethics with a good mindset and attitude
• Ability to multitask and be flexible