Senior Credit Analyst - Credit Underwriting & Risk Department

The role of the job holder is to assist the Credit Underwriting and Risk Team in the performance of their daily duties.

KEY RESPONSIBILITIES

• Deliver on high quality credit assessment for credit proposals emanating from respective business segments, identify risks and mitigants, and formulate recommendations to the relevant credit committee;
• Ensure compliance and adherence to Bank of Mauritius guidelines, applicable laws & regulations and internal policies of the bank;
• Keep abreast of all changes within the regulatory landscape and any emerging regulatory requirements;
• Assist in formulating internal policies and annual review;
• Knowledge of laws and regulations governing the Banking sector.
• Knowledge of accounting and credit assessment.
• Strong analytical skills, problem solving skills and decision-making skills.
• Good organizational skills, and attentive to details.
• Good communication skills and interpersonal skills.
• Strong self-confidence and self-motivation.
• Ability to work effectively under pressure and deliver to tight deadlines.
• Provide quality service to internal customers to ensure prompt turnaround time;
• Conduct daily/regular reviews of arrears, and monitor excess reports;
• Close monitoring of customers under watchlist;
• Assist in undertaking regulatory reporting;
• Attend to credit-related queries from Credit Committees;
• Coaching of junior staff;
• Any other cognate duties as assigned by line manager;