Checkout.com is one of the most exciting fintechs in the world. Our mission is to enable businesses and their communities to thrive in the digital economy.

The Analyst, Customer Onboarding & Due Diligence is part of a team responsible for the efficient and compliant onboarding of sub-entities onto Checkout.com's integrated platform solutions. This role requires a strong understanding of customer due diligence (CDD) and enhanced due diligence (EDD) principles, and an ability to work in a fast-paced environment with high volumes of workload. The Analyst will ensure that all onboarding activities are conducted in accordance with regulatory requirements and Checkout.com's internal policies.

Responsibilities:

• Collaborate with internal stakeholders, including Compliance, Risk, and Commercial teams to handle the end-to-end onboarding process for sub-entities, ensuring a smooth and efficient experience for our customers.

• Communicate effectively with our customers and/or their sub-entities to gather necessary information and provide guidance throughout the onboarding process.

• Conduct thorough Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) in accordance with regulatory requirements and company policies.

• Perform screening of sub-entities using vendor tools employed by Checkout.com (e.g., Lexis Nexis, Onfido, Firco Compliance Link).  

• Identify and assess potential risks associated with sub-entities, including AML, regulatory, and reputational risks, and prepare balanced recommendations to internal stakeholders for review and approval.

• Maintain accurate and complete records of onboarding activities and customer information.

• Support cross-functional projects and other new feature/product roll outs.

• Ensure adherence to all relevant regulatory requirements, including BSA/AML, KYC/KYB, and OFAC regulations.  

Qualifications:

• Bachelor’s Degree in Business, Law or equivalent experience required. 

• ACAMS and/or other AML certification would be beneficial.

• At least 2 years of experience in a financial services or payments company, within an onboarding, compliance, or risk management environment.

• Possess an understanding of customer due diligence (CDD), enhanced due diligence (EDD), and KYC/KYB principles.

• Knowledge of relevant regulatory requirements, including BSA/AML and OFAC.

• Ability to work in a fast-paced environment and manage multiple priorities.  

• Ability to balance a high-volume workload with review accuracy/precision.

• Strong written and verbal communication and interpersonal skills.

• A highly analytical team player who loves to evaluate different elements of risk.

• Highly curious and thoughtful - a proactive self-starter with a desire to get to the source of anything even the least bit fishy.

• Strong collaboration skills, and the ability to build rapport with direct teammates and members of other departments.