Credit Analyst
- Port Louis
- Not disclosed
- Permanent
- Added 08/04/2024
- Closing 08/05/2024
- HR Team
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As a Credit Analyst, you will be responsible for assisting the Credit Underwriting and Risk Team in the performance of their daily duties.
Key reponsibilities:
- Deliver on high quality credit assessment for credit proposals emanating from respective business segments, identify risks &mitigants and formulate recommendations to relevant credit committee.
- Ensure compliance and adherence to Bank of Mauritius guidelines, applicable laws & regulations and internal policies of the bank.
- Keep abreast of all changes within the regulatory landscape and any emerging regulatory requirements.
- Assist in formulating internal policies and annual review.
- Provide quality service to internal customers to ensure prompt turnaround time.
- Perform daily/regular reviews of arrears and monitor excess reports.
- Close monitoring of customers under watchlist.
- Assist to undertaking regulatory reporting.
- Attend to credit related queries from Credit Committees.
- Coaching of junior staffs.
- Any other cognate duties as assigned by line manager.
Technical Skills, Knowledge & Competencies:
- Knowledge of laws and regulations governing the Banking Sector.
- Knowledge of accounting and credit assessment.
- Strong analytical skills, problem-solving skills and decision-making skills.
- Good organisational skills and attentive to detail.
- Good communication and interpersonal skills.
- Strong self-confidence and self-motivation.
- Ability to work effectively under pressure and deliver to tight deadlines.
Experience & Qualifications:
- At least a bachelor’s degree in Banking and Finance/ Finance/ Accounting or in any similar field acceptable to the Bank.
- A minimum of 3 years’ working experience in the banking sector in credit underwriting.
- Professional qualification such as ACA/ACCA/CFA or any similar qualification acceptable to the Bank shall be an advantage.