Business Analyst (Leasing Dept)

Business Analyst (Leasing Dept)

KEY RESPONSIBILITIES:

• Prepare high quality and consistent credit reports and make recommendations.
• Work in close collaborations with Relationship Managers with regards to the credit management of their portfolio of customers and daily maintenance of accounts.
• Exercising sound judgement in the evaluation of credit applications.
• Active participation in Credit Committees.
• Develop and maintain internal relationships to ensure that leasing clients are managed within agreed service levels.
• Ensure adherence to governance, compliance and lending portfolio controls.
• Have control over the industry/ accounts assigned and raise triggers for both internal as well as external factors affecting the assets.
• Quarterly and monthly reviews of the accounts with Credit Monitoring Forum.
• Responsible for monitoring of existing assets of corporates and provide Early Warning Signals.
• Work on inputs from risk and business about the client.
• Assist Sales team in selling asset finance products.
• Any other cognate duties.

 PREREQUISITES:

• Degree in Banking and Finance/Accounting from a recognized institution or an alternative qualification from a recognized institution in a field of study relevant to the scope of work and acceptable to the Bank.
• Minimum of 2 years working experience in the banking or in a similar position.
• Good knowledge of regulations within the financial sector.

 SKILLS:

• A detailed understanding of Regulatory guidelines and credit risk policies, banking regulations, guidelines, policies and procedures.
• Strong at delivering high level of customer satisfaction, able to aptly apply sound judgments to varying issues, highly attentive to details and able to meet tight deadlines.
• A broad understanding of policies and strategies within the country as they relate to the demands of the customer.
• Strong computer proficiency with Microsoft Office
• Excellent oral and written communication skills, ability to convey information effectively and convincingly to all levels.
• Ability to drive business and deliver strong results.
• Strong credit, accounting, analytical skills and report writing skills.
• Ability to work under pressure.
• High levels of integrity and confidentiality.